Acquiring a new business presents challenges for chief risk officers (CROs) and other risk professionals, especially when combining self-insured or large deductible insurance programs.

Estimating the liability of outstanding gift cards can be significantly more complex than gauging other exposures such as workers’ comp, general and auto.

This article discusses the top 10 considerations used by actuaries for projecting self-insured workers compensation losses and integrating them into the projection process.