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Manage complex risks using data-driven insights, advanced approaches, and deep industry experience.
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Data-driven insight. Deep expertise. Transformative innovation. Since 1947, Milliman has delivered intelligent solutions to improve health and financial security.
The long-term care insurance market has had its share of challenges, but stability and profitability are possible with the right expertise. With more LTC specialists than any other consulting firm, Milliman offers an unmatched knowledge and the most comprehensive data to help you succeed.
Based on data from more than $50 billion in claims, Milliman’s Long-Term Care Guidelines provide a flexible, yet consistent basis for anticipating future claims, evaluating past performance, and understanding the interplay of coverages.
Milliman can help you establish sound and effective risk management systems for monitoring the performance of your LTC insurance portfolio, based on claims experience, underwriting, demographic mix, distribution, persistency, and investment income.
Unlike other consultancies that may be public companies or linked to brokerage or accounting firms, we work with a variety of LTC administrative vendors, reinsurers, and marketers. That gives you the benefit of perspective into different approaches, experiences, and strategies.
We give you access to industry-leading software solutions that are used by some of the world’s largest insurers. We can also adapt and build tools specific to your needs.
Milliman is the leading actuarial firm for insurance companies, private equity firms, sales agencies, and other parties in LTC merger and acquisition transactions. We quantify financial and identify non-financial risks and are key contributors to the structuring of transactions in economically efficient ways.
Developing policies is just the beginning. We provide analysis on operational aspects of your existing or planned LTC program, including policy administration, underwriting, claims payment, and claims management standards and processes.
As states consider long-term care programs, we examine differences in payroll taxes under a front-end design, given the diverse environments across the U.S.
As wellness and aging-in-place programs in the LTC industry gain traction, we recently surveyed 20 market leaders on trends they see.
This Long-Term Care (LTC) Focus newsletter showcases the projects that Milliman LTC consultants are working on now.
Metrics such as actuarial value can help insurers better evaluate a plan design’s level of coverage.
It is estimated that there are 53 million informal, unpaid caregivers in the United States.
The case for proactively managing current and future long-term care (LTC) insurance (LTCI) claims is stronger than ever.
Manage the risks of your in-force and on-claim population with the right intelligence
Automate and accelerate actuarial modeling and reporting with a powerful, cloud-based solution.
IntelliScript combines industry-leading data and analysis to provide insurers the knowledge, tools, and insight to confidently assess risk.
Discover specialized market research to support your product strategies.
Ask the tough questions. We’re ready for them.