Meet growing needs for innovative insurance solutions while increasing operational health and improving compliance.
Manage complex risks using data-driven insights, advanced approaches, and deep industry experience.
Navigate today’s most pressing health industry challenges with a leading global expert by your side.
Deliver on the promises of the past and create smart solutions for the future.
This is a place where your ideas and insights make an impact. Where an independent, entrepreneurial spirit is an advantage. And where diversity of thought and experience makes us who we are.
Data-driven insight. Deep expertise. Transformative innovation. Since 1947, Milliman has delivered intelligent solutions to improve health and financial security.
Ken Bjurstrom is a principal with the Milwaukee office of Milliman and joined the firm in 1998. He manages a practice dedicated to analyzing the financial risks associated with issuing and servicing mortgages, mortgage guaranty insurance, and mortgage credit risk transfer.
Ken’s area of expertise is in advising mortgage banks, mortgage insurers, and reinsurers both domestically and internationally, and governments on managing mortgage credit risk. He has consulted and implemented solutions involving pricing, credit risk transfer, loan loss reserving, portfolio risk management, loan performance modeling, and validation and housing policy. He also serves as lead consultant on many of the firm’s assignments involving front- and back-end credit risk transfer (CRT), lender transactions, deeper coverage mortgage insurance, and reinsurance transactions.
Prior to joining Milliman, Ken held management positions at several mortgage insurance companies and one of the nation’s largest mortgage originators, where he specialized in risk management, loss modeling, product development, mortgage scoring, mortgage reinsurance, and negotiating structured transactions.
Another of Ken’s areas of expertise is digital transformation. He has experience assisting clients in exploring and exploiting data science, business intelligence, and AI/ML decision-based systems.
Ken has authored numerous essays and articles on topics including mortgage insurance, reinsurance, reverse mortgages, mortgage credit risk transfer, and capital modeling. He has spoken on these and other topics at many leading industry meetings, including the Mortgage Bankers Association, the American Bankers Insurance Association, the National Reverse Mortgage Loan Association, and others. Examples of Ken’s publications include the following: