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How does spousal contagion influence long-term care (LTC) needs? This article provides high-level results of spousal claim analysis and discusses potential implications to the LTC insurance market.
This article was originally published in the October 2019 issue of Long-term Care News.
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The Volatility Adjustment (VA) is the most widely used Long-Term Guarantee measure under Solvency II.
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Is your spouse contagious?
How does spousal contagion influence long-term care needs?