Meet growing needs for innovative insurance solutions while increasing operational health and improving compliance.
Manage complex risks using data-driven insights, advanced approaches, and deep industry experience.
Navigate today’s most pressing health industry challenges with a leading global expert by your side.
Deliver on the promises of the past and create smart solutions for the future.
This is a place where your ideas and insights make an impact. Where an independent, entrepreneurial spirit is an advantage. And where diversity of thought and experience makes us who we are.
Data-driven insight. Deep expertise. Transformative innovation. Since 1947, Milliman has delivered intelligent solutions to improve health and financial security.
José Silveiro is a principal at Milliman, leading
practice for Spain and Portugal. He
has more than 20 years of experience in
José has participated in a wide range of
actuarial and international projects:
José is currently advising a number of clients on
the practical implementation of actuarial and
other processes to meet the requirements of
José has led a large number of projects that
have required both deterministic and stochastic
analysis of provisions in the context of
independent estimations, calibration of the nonlife
underwriting risk, and M&As.
He has been involved in numerous projects
related to Solvency II, including:
José has extensive experience reviewing the
feasibility of business plans, products and
expected margins, transaction risks, and capital
He is an expert in assessing the competitive
positioning of products and applying innovative
predictive modelling techniques to develop
tariffs that are segmented on the basis of
profitability and customer value.
José advises companies regarding strategic
business initiatives to improve product margins by
involving different distribution channels and
José is a specialist in the Spanish and
Portuguese markets, and experienced in other
markets, including Latin America and Turkey.
He advises on the creation of new entities and
lines of business (programs of activities, approval
processes, product design, etc.).
Prior to joining Milliman, José worked for Towers
Watson Spain for 10 years.